Confidence Needed to Purchase a Home
First of all, when you start along the home buying journey, know you are not alone. This post comes from a very raw and current place in my journey. It is time for me to do my homework and see if this is indeed the "right" time for me to purchase my very first home. Timing is perfect depending on your situation and circumstances. Don't feel pressure from anyone or anything. Step-by-step you will discover if this is your time.
I have been looking forward to this time in my life for a few years now, about 4 to be exact. I am so excited to share my OWN house buying journey with you as it unfolds. After helping Clients purchase their dream homes for almost 5 years now, I am in the market myself. And what a market to be part of.
As I reflect on the past few months, I am seeing such grace over this process for me. A true time of preparation. What I am experiencing are all the “things” that my clients have and will continue to experience; financially, emotionally and spiritually.
There is no doubt in my mind that there really is the “right” time and every person's journey and story is different. What is “right” for you may not be what is right for someone else. What I do know is that it is important to have your finances in order. Truly understand and have confidence in what you are able to offer. Have good hard conversations with your trusted lender and brainstorm creatively what is going to be the best for you and your family. Stand firm with your boundaries and be confident in what you are able to do. Yes, in the market especially, Buyers may need to stretch a little, but don’t go beyond your means.
Trust the process. It is there for a reason. It’s ok to be sad. To grieve. To cry. But don’t stay there. There is a reason. Rejoice. Give thanks for your ability to purchase a home. There are some things you may need to compromise on, but don’t just give in. Especially if it is evidently something that you can achieve in your price range. For me it’s a garage, natural lighting for my plant babies and me, an outdoor space and a bathtub. It’s okay to pause. To reflect. To rest. But keep going. Keep searching. Keep trusting!
Loop important people in who are supportive, encouraging, empathetic and long suffering. For me, this didn’t just start this week or this month. My family, friends, and co-workers have been walking this journey with me for a long time (years). God has and continues to prepare my heart, my mind and my finances. It has been a journey. It’s beautiful when you can call on your support system whether good news of an offer accepted or one that is lost. Be brave and let people in. Be vulnerable. It’s where the beauty occurs. The connections are made. The life lived together happens. The story is written. Dreams come true.